Paying your bill should never be a hassle. Seneca’s variety of payment options and plans provide a multitude of choices for our valued agents and insureds.

Payment Options

Agency Bill – Pay your agent, and work with them for all your billing needs.
Direct Bill – Pay Seneca Insurance Company, and manage your billing with a variety of payment methods:

ACH Auto Pay

Connect your bank account and simplify your bill-pay experience with automatic payments. Enroll in as few as 5 minutes with two simple steps. Click here for our enrollment guide, and get started today!

ACH Debit

Submit a one-time payment for your current amount due using a bank account.

Check Payment

Payments can be mailed to our address below with your latest invoice and completed check.

Seneca Insurance Company

199 Water Street, 8th Floor

New York, NY 10038

Payment Plans

We provide flexible payment plan options, including annual/semi-annual choices plus installment of up to nine payments.
Available in all states except for NH, FL, KY-WC, SC, and WV: all non-annual plans will incur a $7 installment charge, with varying terms depending on your payment option of choice.

Agency Pay

Direct Bill

Annual

  • Single yearly payment
  • No additional charges
  • No minimum premium required
  • Single yearly payment
  • No additional charges
  • No minimum premium required

Semi-Annual

  • Two payments per year
  • 50% down at policy start, 50% due at 6 months
  • $2,000 minimum premium required
  • Two payments per year
  • 50% down at day 0, 50% due at day 158
  • $1,000 minimum premium required

Pay in 3

  • Three payments per year
  • 40% down at policy start, 30% due at 3 months, 30% due at 6 months
  • $2,000 minimum premium required
  • Three payments per year
  • 40% down at day 0, 30% due at day 121, 30% at day 231
  • $1,000 minimum premium required

Pay in 4

  • Four payments per year
  • 25% down at policy start, 25% due at 3 months, 6 months, and 9 months
  • $2,000 minimum premium required
  • Four payments per year
  • 25% down at day 0, 25% due at day 60, day 150, and day 240
  • $1,000 minimum premium required

Pay in 9

  • Nine payments per year
  • 20% down at policy start, 20% due per month for months 2 through 9
  • $3,000 minimum premium required
  • Nine payments per year
  • 20% down at day 0, 10% due at day 45, day 75, day 105, day 135, day 165, day 195, day 225 and day 255
  • $1,000 minimum premium required

*** Due dates do not include 45-day credit extension for account current billing. If the balance of the unpaid installments is paid in full, no installment charge will apply to the pre-paid installments.

*** To bind direct bill, confirmation of down payment received, copy of check, must be provided at the time of binding.

Agency Pay

  • Single yearly payment
  • No additional Charge
  • No minimum premium required

Direct Bill

  • Single yearly payment
  • No additional charges
  • No minimum premium required

Agency Pay

  • Two payments per year
  • 50% down at policy start, 50% due at 6 months
  • $2,000 minimum premium required

Direct Bill

  • Two payments per year
  • 50% down at day 0, 50% due at day 158
  • $1,000 minimum premium required

Agency Pay

  • Three payments per year
  • 40% down at policy start, 30% due at 3 months, 30% due at 6 months
  • $2,000 minimum premium required

Direct Bill

  • Three payments per year
  • 40% down at day 0, 30% due at day 121, 30% at day 231
  • $1,000 minimum premium required

Agency Pay

  • Four payments per year
  • 25% down at policy start, 25% due at 3 months, 6 months, and 9 months
  • $2,000 minimum premium required

Direct Bill

  • Four payments per year
  • 25% down at day 0, 25% due at day 60, day 150, and day 240
  • $1,000 minimum premium required

Agency Pay

  • Nine payments per year
  • 20% down at policy start, 20% due per month for months 2 through 9
  • $3,000 minimum premium required

Direct Bill

  • Nine payments per year
  • 20% down at day 0, 10% due at day 45, day 75, day 105, day 135, day 165, day 195, day 225 and day 255
  • $1,000 minimum premium required

Agency Pay

*** Due dates do not include 45-day credit extension for account current billing. If the balance of the unpaid installments is paid in full, no installment charge will apply to the pre-paid installments.

Direct Bill

*** To bind direct bill, confirm of down payment received, copy of check, must be provided at the time of binding.

Billing Questions?

Contact us at 212-444-3118, Mon-Fri from 8am to 5pm.
We are also available via email at [email protected]

Frequently Asked Question

Yes, payments for any amount can be submitted at any time. Early in-full payments also remove installment charges for all remaining payments.

A copy of the payment schedule was delivered along with your policy. Payment scheduling amended post policy-delivery is provided to your agent.

Policy documents can be found conveniently within the Seneca Broker Portal. If you are an agent in need of an account, contact your company’s administrator or request an administrator account here.

Unfortunately, we only accept payment via ACH transfers at this time.

Unfortunately, we do not offer paperless billing at this time.