Products:

1.

Monoline inland marine

2.

Manufacturers output

Limits:

1.

Inhouse capacity - Seneca $15 million

2.

Preferred premium: Seneca $5,000 - $50,000

3.

Average premium: Seneca - $15,000, 

Preferred Classes:

1.

MOP: manufacturing, distribution, processing, wholesaler

2.

Inland marine:

a. Builders risk and renovation

b. Contractor's equipment

Excluded Classes:

1.

Jewelers

2.

Furriers

3.

Railroad rolling stock

Competitive Advantages:

1.

Experience level of underwriters (average 20 years experience per underwriter)

2.

Underwriting expertise and flexibility to "tailor fit" policy to best address insured's needs

Sample Risks:

1.

Builders risk - high rise office building - $91 million limit

2.

Multiple location rehabilitation project (average location $2 million)

3.

Contractors equipment - road and street pavers - $50 million schedule

4.

Toy manufacturer - MOP with $50 million limit

5.

Flatware importer - MOP with $15 million limit